Home Matters Residential Rehab Program

Program details

Sponsored by the Northfield Housing & Redevelopment Authority (HRA) and Dakota County Community Development Agency (CDA), the Home Matters Program will provide up to $20,000 in assistance to income qualified homeowners for certain home repairs.

Qualified improvements or repairs

  • Roof and gutter replacement
  • Foundation repairs
  • HVAC systems (heating/AC)
  • Electrical
  • Plumbing


Financial assistance up to $20,000 may be provided to assist with qualified improvements or repairs for income eligible homeowners. This assistance is in the form of a zero percent interest, deferred loan which may be partially forgiven after 10 years of continued ownership.

Total loan/grant not to exceed $20,000 per property/family.


Income eligible households must be at or below 80% of the area median income.

All borrowers must be below the household income guidelines identified on the table.

Income limits

As of June 15, 2023, for Dakota County the annual median income is $124,900.

Household sizeIncome limit (80% of annual median income)


The City of Northfield is not accepting applications at this time.

Applications are also available in the Community Development office at City Hall, 801 Washington Street South, Northfield, Minnesota 55057.

Home Matters Residential Rehabilitation Program (PDF)

Home Matters Residential Rehabilitation Program (PDF) - Spanish

Manufactured Home Residential Rehabilitation Program (PDF) - English

Manufactured Home Residential Rehabilitation Program (PDF) - Spanish

Funds are limited and will be provided on a first-come, first-served basis to applicants who meet ALL program requirements.

All applications will be reviewed by Three Rivers Community Action Agency for income verification.